Panama’s healthcare system combines public and private facilities, offering a wide range of medical services. Notably, Panama is a leader in advanced treatments like stem cell therapy and state-of-the-art orthopedic surgeries. Healthcare costs are generally affordable: public hospital visits can cost around $9 to $11, while private hospitals may charge between $30 and $100 for different services. Panama City hosts major hospitals like Hospital Santo Tomás, Hospital Punta Pacifica (affiliated with Johns Hopkins), and Hospital Paitilla, all known for their specialties.

Panama also has a thriving medical tourism sector, attracting international patients. Panama does offer several private health insurance plans that involve a monthly premium and grant access to private healthcare. These plans generally cover hospital stays, specialist visits, and diagnostic procedures. The cost can start as low as about $30 per month for basic coverage, and more comprehensive plans can range from $50 to $125 per month. Keep in mind that local plans may have certain limitations, like exclusions for pre-existing conditions.

For more extensive coverage, including international care, expatriates often choose international health insurance plans, which can range from about $2,800 to $5,700 annually. When choosing a plan, it’s important to consider coverage scope, provider networks, and any exclusions. It’s always best to consult directly with insurers or brokers for the best fit.

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